4.
LOCATION AND CATASTROPHE EXPOSURE
Even a well-maintained property can face coverage issues if it is located in an area with higher catastrophe exposure.
UNDERWRITERS WILL ALSO CONSIDER:
• Severe weather patterns • Hurricane exposure • Wildfire susceptibility • Flood potential • Local crime score
Property owner tip:
If you’ve implemented mitigation measures in your properties, make sure your agent knows about them.
Many carriers now use modeling tools to estimate future losses rather than relying solely on historical claims data.
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