WHAT DOES A BACKGROUND SCREENING REPORT TELL YOU ABOUT YOUR APPLICANT? Since this vital information is no longer available in the applicant’s credit report, how can you as a landlord learn about it? Since we believe that it is important to learn everything about an applicant’s financial history, AAOA has added reports on civil judgments, liens, and bankruptcies to our Premium background screening package – at no added cost to you. In addition to civil judgments, liens and bankruptcies, the Premium background screening package allows you to see the good and the bad in your applicant’s past:
Past Address History (PATH)
The PATH report searches numerous databases to identify key information on your prospective tenant. It is an invaluable asset, especially when used in combination with eviction and criminal reports. PATH will cross-reference addresses on potential eviction records to find strong matches. In addition, all alias names found through PATH are automatically used for instant criminal searches. This means more accuracy at no additional cost to you.
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National Eviction
Utilizing the applicant’s SSN, the database is searched for eviction filings and judgments for the past seven years. However, only cases that went through the court system will appear on the report. If legal proceedings were not filed and a judgment not rendered, it will not appear in the eviction search results.
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TeleCheck® Check Verification
Since you expect to be paid monthly, the last thing you want is a tenant who has a history of writing bad checks. The TeleCheck® databases provide landlords and property managers with continually updated information, including bad check activity as it occurs, automated inquiries using the consumer’s identification (Driver’s License or State ID) and checking account data.
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