WHAT OTHER REPORTS ARE ON AAOA’S A LA CARTE MENU? The AAOA a la carte list of individual reports allows you to create your own tenant screening package to check an applicant’s credit and personal history. BASIC CREDIT REPORT AND SCORE The ingredients in a thorough credit report will yield you an important picture of how your applicant handles their financial obligations. Have they been in collection? Do they pay their bills on time? How much of their available credit are they using? All of this vital information and more will be found on an AAOA credit report. TELECHECK VERIFICATION The TeleCheck databases provide landlords and property managers with continually updated information, including bad check activity as it occurs, automated inquiries using the consumer’s identification (Driver’s License or State ID) and checking account data. You expect to receive a rent check from your tenant each month. This search will tell you if they are in the habit of writing bad checks. PREVIOUS ADDRESS TENANT HISTORY (PATH) The PATH report searches numerous databases to identify key information on your prospective tenant and is an invaluable asset, especially when used along with eviction and criminal reports. PATH will cross-reference addresses on potential eviction records to find strong matches. In addition, all alias names found through PATH are automatically used for instant criminal searches. This means more The Social Security Number Verifier will uncover whether your applicant is who they say they are. Identity theft is one of the fastest growing crimes in the U.S. and a landlord or property manager who does not verify an applicant’s identity is an easy target for fraud. Social Security Fraud Verification searches more than 19 billion public and proprietary records to instantly verify basic data and potentially fraudulent identities. STATEWIDE OR NATIONWIDE EVICTION SEARCH The eviction search is one report you hope will accuracy at no additional cost to you. SOCIAL SECURITY NUMBER FRAUD
THE INGREDIENTS IN A THOROUGH CREDIT REPORT WILL YIELD YOU AN IMPORTANT PICTURE OF HOW YOUR APPLICANT HANDLES THEIR FINANCIAL OBLIGATIONS.
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