RENT Magazine Q3 '22

WHAT DO AAOA’S PRE-SET PACKAGES INCLUDE?

If you have decided you would prefer to order a fixed menu of reports, the range of pre-set packages extends from Basic Background or Basic Credit at $19.95 per person to our most comprehensive choice, the Gold Package, which offers an SSN Verifier and Nationwide Criminal and Eviction at $49.95. One of the advantages of ordering a pre-set package is receiving a LeaseGuarantee Analyzer, which tells you if the applicant qualifies for a LeaseGuarantee. If they qualify, you can get up to $10,000 of protection if the tenant fails to pay rent or excessively damages your property. From the report results you can invite the tenant to pay for the LeaseGuarantee or you can get it yourself. Either way your rental is protected for 12 months.

White Package Everything in Red Package Plus

Blue Package Everything in Red Package Plus

Gold Package Everything in Red Package Plus

Red Package

✓ Eviction (Nationwide) ✓ Criminal (Nationwide) ✓ Sex Offender ✓ Terrorist ✓ Federal Search ✓ SSN Fraud ✓ Tenant Pay Option

✓ Credit Report ✓ Credit Score

✓ Criminal (Nationwide) ✓ Sex Offender ✓ Terrorist ✓ Federal Search ✓ Tenant Pay Option

✓ Criminal (State Specific) ✓ Sex Offender ✓ Terrorist ✓ Federal Search

✓ Previous Address History ✓ TeleCheck® Verification ✓ Eviction (State Specific) ✓ Lease Guarantee Analyzer

WHAT REPORTS SHOULD YOU CONSIDER ADDING TO A PRE-SET PACKAGE?

Although the Gold Package is the most comprehensive package offered, there are 3 additional reports you may want to consider adding to get the most thorough search possible. These options are available by logging into your AAOA account and scrolling to the bottom of the tenant screening page or as add-ons when you purchase a pre-set tenant screening package. NATIONWIDE BANKRUPTCIES, TAX LIENS & CIVIL JUDGMENTS Since 2017, the major credit bureaus eliminated tax liens and civil judgments from credit reports, so it is now necessary to order a separate search for these important items. A tax lien is imposed by law upon a property to secure the payment of taxes while a civil judgment is a ruling against a defendant in a court of law. Civil judgments can arise from small claims, unpaid debts or property damage caused by negligence. A landlord may not evict a tenant but instead take them to small claims court after they move out. In

SINCE 2017 THE MAJOR CREDIT BUREAUS ELIMINATED TAX LIENS AND CIVIL JUDGMENTS FROM CREDIT REPORTS.

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